If you’re over 65 and retiring, you’ll need to transition from your employers health insurance to medicare. The following are the general steps to follow when planning to make the switch.
- Decide on a retirement date
- Alert your HR to your intention
- Enroll in Medicare and establish an effective date so that there is no break in coverage
- Determine the type of plan that is right for you (Medicare supplement vs Medicare Advantage)
- Choose a plan in your area that your doctor will take with the benefits you need
- Enroll during your Initial Election window
Taking the time to understand your Medicare options and choosing the right plan is essential to making sure you get the coverage that best suits your health needs and budget. Ready to get started? Still have questions? Give us a call!