Turning 65 is an important milestone for accessing medicare the following are the general steps to follow when you become eligible for medicare at age 65.
1. Determine and confirm eligibility
2. Make sure you are properly enrolled in Original Medicare (A&B) and aware of the associated costs
3. Determine the type of plan that is right for you (Medicare supplement vs Medicare Advantage)
4. Choose a plan in your area that your doctor will take with the benefits you need
5. Enroll during your Initial Election window
You are eligible for medicare when you turn 65 if you are a US citizen or permanent legal resident who has lived in the United States for at least five years. You are able to enroll during your initial enrollment period which falls 3 months before and 3 months after your 65th birthday. Late enrollment penalties may occur if you do not sign up during your IEP and do NOT have other creditable coverage. Still have questions? Give us a call today for a free no obligation consultation.